Health Insurance Coverage and the Disability Insurance Application Decision

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Health Insurance Coverage and the Disability Insurance Application Decision

We investigate the effect of health insurance coverage on the decision of individuals to apply for Disability Insurance (DI). Those who qualify for DI receive public insurance under Medicare, but only after a two-year waiting period. This raises concerns that many disabled are going uninsured while they wait for their Medicare coverage. Moreover, the combination of this waiting period and the u...

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Health insurance coverage among recently entitled disability insurance beneficiaries: findings from the new beneficiary survey.

This article examines health insurance coverage among a group of newly entitled disability insurance beneficiaries. Although only 50 percent of the beneficiaries had been entitled to disability benefits long enough to be eligible for Medicare coverage, a full 86 percent of them had some type of health coverage. Excluding coverage by Medicare, nearly 75 percent of the sample had coverage under o...

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Health insurance coverage.

Unlike children in most other economically developed countries, children in the United States are not guaranteed health insurance coverage. Indeed, many U.S. children have no health insurance coverage at all. Their lack of coverage restricts their access to health care services: uninsured children have fewer physician visits per year than children with insurance and are less likely to have a us...

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Increasing health insurance costs and the decline in insurance coverage.

OBJECTIVE To determine the impact of rising health insurance premiums on coverage rates. DATA SOURCES & STUDY SETTING Our analysis is based on two cohorts of nonelderly Americans residing in 64 large metropolitan statistical areas (MSAs) surveyed in the Current Population Survey in 1989-1991 and 1998-2000. Measures of premiums are based on data from the Health Insurance Association of America...

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Disability Insurance and Health Insurance Reform: Evidence from Massachusetts.

As health insurance becomes available outside of the employment relationship as a result of the Affordable Care Act (ACA), the cost of applying for Social Security Disability Insurance (SSDI)—potentially going without health insurance coverage during a waiting period totaling 29 months from disability onset—will decline for many people with employer-sponsored health insurance. At the same time,...

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ژورنال

عنوان ژورنال: SSRN Electronic Journal

سال: 2002

ISSN: 1556-5068

DOI: 10.2139/ssrn.337222